Dubai Forums Dubai Tech Discussions Dubai Auto

Is it better to get car insurance through the dealer or through a third party?

I usually get it through insurance brokers, always got the best prices as they know who to deal with for every case,..

Can you recommend some brokers here in Dubai?

I go direct to insurance company - ever since broker forgot to send me renewal and I drove uninsured for several months.

bonk wrote:I go direct to insurance company - ever since broker forgot to send me renewal and I drove uninsured for several months.

Your car registration and the insurance expire at the same time, no one will remind you when your car registration expires, you should just know..

dualcitizen wrote:Can you recommend some brokers here in Dubai?

I usually go to www.yellowpages.ae and search for insurance broker, then just call them one by one..

hamadl wrote:no one will remind you when your car registration expires, you should just know..

My insurance company does. But yes I should know better.

Hai,

I am Rukitamo. I am Newbie to here.

I think Get insurance through Dealers, this is better one.

An Insurance Company is the actual insurer where as the Insurance Broker is the company representing you with the insurance company. An insurance broker does not pay your claims. The insurance broker will have a customer service representative available to answer your questions regarding your policy and your coverage. When working with a broker you usually get more personal service. Large insurance company's have a hard time competing with the family feeling that smaller company's have. Know your agents name and number and when you need their help, they will remember you too.

Is it true...

A guy at work told me that car insurance over here is simply 5% of your cars value. I gues this isnt true if you have to 'shop around' for a good deal?!

I paid more - as I had no history of insurance to show the dealer and I had some extra features on the car . Insurance came to nearly 7.5% of cars value.

Next year should be less - but it can depend on your history and type of car

Craigo wrote:A guy at work told me that car insurance over here is simply 5% of your cars value. I gues this isnt true if you have to 'shop around' for a good deal?!

It is not 5% for all cars. Civics are at 4% or lower, Lumina SS is 6% to 10%. Also rates are higher if you are under 25, or choose a V6 or V8.